$100 per qualified lead
flat

At a Glance

Commission $100 per qualified lead
Cookie Duration 30 days
Min. Payout $25
Approval medium
EPC $130
Type flat
Payout Frequency monthly
Avg. Conversion 3-5%

Program Health

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Program Health Score
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About Empower (Personal Capital) Affiliate Program

Empower, formerly Personal Capital, combines free financial planning tools with wealth management services for high-net-worth individuals. Their affiliate program pays $100 per qualified lead who links a qualified investment account to the free dashboard. The free financial dashboard that tracks net worth, spending, and investments is the primary conversion tool, and the high-value advisory service creates substantial affiliate payouts. With free tools that genuinely help users, this is one of the highest-converting finance affiliate offers, as users get value even without paying anything.

This program is listed in Finance & Investing, Personal Finance. It is managed through the FlexOffers network. The commission model is flat.

Payment Methods
PayPal PayPal CheckDirect Deposit Direct Deposit

Program Insights

Founded 2009
Company Size Large
Market Position Leader
Pricing Tier Free
Program Reputation Good
Niche Competition High
Availability US-ONLY
Program Maturity Veteran
Best For
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Editorial Take

Personal Capital (now Empower) combines free financial tracking tools with wealth management services. The free dashboard drives high signup rates, though converting to their advisory service (where real commissions come from) requires larger portfolios.

Pros

  • $100 per qualified lead
  • Free tools make conversion easy
  • No cost to user (free sign-up)
  • High-net-worth audience
  • Strong retention and engagement

Cons

  • Lead qualification requirements
  • 30-day cookie
  • Rebranding from Personal Capital may cause confusion
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